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THIS IS TO CERTIFY, THAT I PERSONALLY GUARANTEE THIS ACCOUNT. I consent to any further extension of credit and/or
acceleration of amounts due or any part thereof or release of any party liable for the payment thereof or any collateral thereto,
all without notice and without affecting or releasing the liability of any of us, which is hereby declared to be absolute.
I also agree to pay all costs of collection, including disbursements and attorney's fees calculated at the rate of 1/3
of all amounts due, whether or not suit is actually instituted. By submitting this
Credit Application, the undersigned acknowledges familiarity with, and acceptance of, the conditions set forth in this application. Courts located within the County
of Sullivan, State of New York, shall have exclusive jurisdiction of all disputes arising from, or related to, this credit
application and/or the underlying obligations. The choice of Court shall be determined by the monetary
amount involved: i.e., the Village Court of the Village of Monticello for claims up to $3,000.00 and the Supreme Court, or
the County Court of Sullivan County for claims exceeding $3,000.00. If any portion of this Agreement is deemed void or unenforceable, it shall not affect the balance of this Application
which will be enforced to the fullest extent permitted by law.
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